THE COMMERCIAL BUYING EXPERIENCE

Industrial and Commercial Properties

As Critical Thinkers, We Can Help You Succeed

Finding the right commercial property for your business or investment is crucial to your success, and finding the right loan will make that investment an even better one.
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You will find that your loan options will include a secured or unsecured loans. These loans are used for Commercial & Industrial lending as credits to business enterprise. They can include working capital advances, term loans, and loans to individuals for business purposes.

Commercial Buying

The General Process

  • Identify a Property
  • Create the Package: Financials
  • Submit your package for a quote
  • Choose a loan type
  • Pre-Closing: 3 categories of due diligence

What Do You Need to Qualify:

All lenders and loan programs are different and can vary substantially, but there are some common things that most lenders will ask for:

  • Schedule of Sources and Uses
  • Loan Amount/Payoff
  • Requested Terms (i.e. fixed/variable interest rate, term length, amortization, recourse, etc.)
  • Personal Financial Statements and Liquidity Verification
  • Real Estate Resume
  • Annual Operating Statements and/or Tax Returns
  • Capital Expenditure Schedule
  • Rent Roll/Leases